Overseas Student Health Cover - Duration & Costs

It is a condition of an Australian student visa that the student holds valid overseas student health cover (OSHC) for the entire duration of their study in Australia. OSHC is a private health care arrangement which helps cover the costs of medical treatments should you get sick or have an accident.

The Allianz Care Australia OSHC website is the best place to get information about OSHC matters. Please visit the link first if you have any questions about your account.

OSHC Duration

Your OSHC policy duration must match the full length of stay for your student visa. A temporary student visa typically allows you to stay in Australia for the duration of your program. Dependent family members who come with you to Australia are usually able to stay the same length of time as you, but they cannot stay once you have left the country.

The OSHC policy duration is calculated based on full months of the duration of visa, and not the duration of scholarship which may be received by students.

For students who complete their program before the expiry of their OSHC policy, students can request a refund from Allianz Care Australia for unused portions of their policy.

Current OSHC Premium Rates (Costs), effective for policies raised up to 14 April 2023 (inclusive)

Months duration	Single ($)	Dual Family ($)	Multi Family ($)
1	58	223	345
2	116	446	687
3	174	668	1032
4	232	891	1,376
5	290	1114	1,720
6	348	1,337	2,064
7	396	1,524	2,352
8	446	1,710	2,640
9	494	1,897	2,928
10	544	2,083	3,215
11	592	2,270	3,503
12	642	2,456	3,791
13	699	2,652	4,100
14	756	2,848	4,410
15	813	3,046	4,719
16	871	3,242	5,029
17	928	3,440	5,337
18	985	3,638	5,647
19	1043	3,834	5,956
20	1,100	4,032	6,266
21	1,157	4,228	6,575
22	1,214	4,426	6,884
23	1,272	4,622	7,193
24	1,329	4,820	7,448
25	1,385	5,010	7,741
26	1,440	5,200	8,034
27	1,496	5,390	8,327
28	1,551	5,580	8,620
29	1,607	5,770	8,913
30	1,662	5,960	9,206
31	1,718	6,144	9,499
32	1,773	6,328	9,792
33	1,829	6,512	10,085
34	1,884	6,696	10,378
35	1,940	6,880	10,671
36	1,995	7,064	10,964
37	2,082	7,334	11,383
38	2,168	7,604	11,802
39	2,255	7,874	12,221
40	2,341	8,144	12,640
41	2,428	8,414	13,059
42	2,514	8,684	13,478
43	2,601	8,954	13,897
44	2,687	9,224	14,316
45	2,774	9,494	14,735
46	2,860	9,764	15,154
47	2,947	10,034	15,573
48	3,033	10,304	15,992
49	3,096	10,563	16,383
50	3,159	10,822	16,774
51	3,222	11,081	17,165
52	3,285	11,340	17,556
53	3,348	11,599	17,947
54	3,411	11,858	18,338
55	3,474	12,117	18,729
56	3,537	12,376	19,120
57	3,600	12,635	19,511
58	3,663	12,894	19,902
59	3,726	13,153	20,293
60	3,789	13,412	20,684
61	3,868	13,690	21,115
62	3,947	13,969	21,546
63	4,026	14,247	21,977
64	4,105	14,525	22,408
65	4,184	14,803	22,839
66	4,263	15,082	23,270
67	4,342	15,360	23,701
68	4,421	15,638	24,132
69	4,500	15,916	24,563
70	4,579	16,195	24,994
71	4,658	16,473	25,425
72	4,737	16,751	25,856
73	4,833	17,057	26,331
74	4,929	17,364	26,804
75	5,024	17,670	27,279
76	5,120	17,977	27,752
77	5,216	18,283	28,227
78	5,312	18,590	28,700
79	5,407	18,896	29,175
80	5,503	19,203	29,648
81	5,599	19,509	30,123
82	5,695	19,816	30,596
83	5,790	20,122	31,071
84	5,886	20,429	31,544
85	5,982	20,735	32,019
86	6,078	21,042	32,492
87	6,173	21,348	32,967
88	6,269	21,655	33,440
89	6,365	21,961	33,915
90	6,461	22,268	34,388
91	6,556	22,574	34,863
92	6,652	22,881	35,336
93	6,748	23,188	35,811
94	6,844	23,495	36,286
95	6,940	23,802	36,761
96	7,036	24,109	37,236

New OSHC Premium Rates (Costs), effective for policies raised from 15 April 2023

Months duration	Single ($)	Dual Family ($)	Multi Family ($)
1	67	268	414
2	133	535	824
3	200	802	1238
4	267	1069	1,651
5	334	1337	2,064
6	400	1,604	2,477
7	455	1,829	2,822
8	513	2,052	3,168
9	568	2,276	3,514
10	626	2,500	3,858
11	681	2,724	4,204
12	738	2,947	4,549
13	804	3,182	4,920
14	869	3,418	5,292
15	935	3,655	5,663
16	1002	3,890	6,035
17	1067	4,128	6,404
18	1133	4,366	6,776
19	1199	4,601	7,147
20	1,265	4,838	7,519
21	1,331	5,074	7,890
22	1,396	5,311	8,261
23	1,463	5,546	8,632
24	1,528	5,784	8,938
25	1,593	6,012	9,289
26	1,656	6,240	9,641
27	1,720	6,468	9,992
28	1,784	6,696	10,344
29	1,848	6,924	10,696
30	1,911	7,152	11,047
31	1,976	7,373	11,399
32	2,039	7,594	11,750
33	2,103	7,814	12,102
34	2,167	8,035	12,454
35	2,231	8,256	12,805
36	2,294	8,477	13,157
37	2,394	8,801	13,660
38	2,493	9,125	14,162
39	2,593	9,449	14,665
40	2,692	9,773	15,168
41	2,792	10,097	15,671
42	2,891	10,421	16,174
43	2,991	10,745	16,676
44	3,090	11,069	17,179
45	3,190	11,393	17,682
46	3,289	11,717	18,185
47	3,389	12,041	18,688
48	3,488	12,365	19,190
49	3,560	12,676	19,660
50	3,633	12,986	20,129
51	3,705	13,297	20,598
52	3,778	13,608	21,067
53	3,850	13,919	21,536
54	3,923	14,230	22,006
55	3,995	14,540	22,475
56	4,068	14,851	22,944
57	4,140	15,162	23,413
58	4,212	15,473	23,882
59	4,285	15,784	24,352
60	4,357	16,094	24,821
61	4,448	16,428	25,338
62	4,539	16,763	25,855
63	4,630	17,096	26,372
64	4,721	17,430	26,890
65	4,812	17,764	27,407
66	4,902	18,098	27,924
67	4,993	18,432	28,441
68	5,084	18,766	28,958
69	5,175	19,099	29,476
70	5,266	19,434	29,993
71	5,357	19,768	30,510
72	5,448	20,101	31,027
73	5,558	20,468	31,597
74	5,668	20,837	32,165
75	5,778	21,204	32,735
76	5,888	21,572	33,302
77	5,998	21,940	33,872
78	6,109	22,308	34,440
79	6,218	22,675	35,010
80	6,328	23,044	35,578
81	6,439	23,411	36,148
82	6,549	23,779	36,715
83	6,659	24,146	37,285
84	6,769	24,515	37,853
85	6,879	24,882	38,423
86	6,990	25,250	38,990
87	7,099	25,618	39,560
88	7,209	25,986	40,128
89	7,320	26,353	40,698
90	7,430	26,722	41,266
91	7,539	27,089	41,836
92	7,650	27,457	42,403
93	7,760	27,826	42,973
94	7,871	28,194	43,543
95	7,981	28,562	44,113
96	8,091	28,931	44,683

Allianz Care Australia Overseas Student Health Cover policies are authorised under a Deed entered into between Peoplecare Health Limited and the Australian Government through the Department of Health. Allianz Care Australia Overseas Student Health Cover and Overseas Visitor Health Cover policies are issued and managed by AWP Australia Pty Ltd ABN 52 097 227 177 trading as Allianz Care Australia. Peoplecare Health Limited ABN 95 087 648 753, a registered private health insurer under the Private Health Insurance Act 2007 (Cth), is the underwriter of Allianz Care Australia Overseas Student Health Cover and Overseas Visitor Health Cover policies.