Overseas Student Health Cover - Duration & Costs

It is a condition of an Australian student visa that the student holds valid overseas student health cover (OSHC) for the entire duration of their study in Australia. OSHC is a private health care arrangement which helps cover the costs of medical treatments should you get sick or have an accident.

The Allianz Care Australia OSHC website is the best place to get information about OSHC matters. Please visit the link first if you have any questions about your account.

OSHC Duration

Your OSHC policy duration must match the full length of stay for your student visa. A temporary student visa typically allows you to stay in Australia for the duration of your program. Dependent family members who come with you to Australia are usually able to stay the same length of time as you, but they cannot stay once you have left the country.

The OSHC policy duration is calculated based on full months of the duration of visa, and not the duration of scholarship which may be received by students.

For students who complete their program before the expiry of their OSHC policy, students can request a refund from Allianz Care Australia for unused portions of their policy.

Current OSHC Premium Rates (Costs), effective for policies raised from 1 April 2025

Months durationSingle ($)Dual Family ($)Multi Family ($)
174419812
21458351,616
32181,2512,426
42921,6683,235
53642,0854,046
64372,5034,855
74972,8545,531
85613,2016,209
96213,5506,888
106843,9007,561
117434,2508,240
128064,5978,917
138784,9639,643
149495,33310,373
151,0215,70211,099
161,0946,06811,829
171,1666,44012,552
181,2376,81113,280
191,3097,17714,008
201,3827,54814,738
211,4537,91615,464
221,5258,28516,191
231,5988,65216,919
241,6689,02317,518
251,7409,37818,207
261,8089,73418,896
271,87810,09119,585
281,94810,44620,275
292,01810,80220,964
302,08611,15721,652
312,15811,50222,343
322,22711,84723,030
332,29612,19023,720
342,36712,53524,410
352,43612,87925,098
362,50513,22425,788
372,61513,72926,774
382,72314,23527,758
392,83214,74128,743
402,94015,24629,729
413,04915,75130,715
423,15716,25731,702
433,26716,76232,684
443,37517,26833,671
453,48417,77434,657
463,59218,27835,643
473,70118,78436,628
483,80919,28937,612
493,88719,77438,534
503,96720,25839,453
514,04620,74340,372
524,12521,22941,292
534,20421,71442,210
544,28422,19943,131
554,36322,68244,051
564,44323,16744,971
574,52123,65245,889
584,59924,13846,809
594,67924,62347,730
604,75825,10748,649
614,85725,62849,662
624,95726,15150,676
635,05626,67051,689
645,15627,19152,704
655,25427,71253,718
665,35328,23354,732
675,45328,75355,744
685,55129,27556,757
695,65129,79557,772
705,75130,31758,786
715,85030,83959,800
725,94931,35760,813
736,06931,93161,930
746,19032,50563,043
756,30933,07964,161
766,43033,65265,272
776,55034,22666,389
786,67134,80167,502
796,79035,37368,620
806,91035,94969,733
817,03236,52170,850
827,15237,09671,961
837,27137,66873,079
847,39238,24374,192
857,51238,81575,309
867,63439,39076,420
877,75239,96577,538
887,87240,53878,651
897,99441,11179,768
908,11341,68680,881
918,23342,25981,998
928,35442,83283,110
938,47443,40884,227
948,59543,98385,344
958,71544,55686,461
968,83645,13287,578

Allianz Care Australia Overseas Student Health Cover policies are authorised under a Deed entered into between Peoplecare Health Limited and the Australian Government through the Department of Health. Allianz Care Australia Overseas Student Health Cover and Overseas Visitor Health Cover policies are issued and managed by AWP Australia Pty Ltd ABN 52 097 227 177 trading as Allianz Care Australia. Peoplecare Health Limited ABN 95 087 648 753, a registered private health insurer under the Private Health Insurance Act 2007 (Cth), is the underwriter of Allianz Care Australia Overseas Student Health Cover and Overseas Visitor Health Cover policies.

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