From 1 January 2021, the Australian Government reintroduced the 10% upfront payment discount for eligible Commonwealth supported students.
Am I eligible for the HECS‑HELP discount?
To receive the HECS‑HELP discount, you must be eligible for HECS‑HELP assistance. The upfront discount applies if the sum of your upfront payments is $500 or more towards courses of study with the same census date, or equal to 90% of the sum of your student contribution amounts, for courses of study with the same census date.
You will receive a discount of 10% on the upfront payment you make. You may choose to pay some of your student contributions upfront (minimum $500) and defer the rest with a HECS‑HELP loan
How do I make an upfront payment to benefit from the HECS‑HELP discount?
Upfront payments must be made on or before the census date. The sum of upfront payments must be $500 or more (or equal to 90% of the sum of your student contribution amounts) for courses of study with the same census date.
Does the HECS HELP upfront discount still apply if my course costs less than $500?
Yes, the HECS-HELP discount will apply if you make an upfront payment equal to 90% of your student contribution amount for the course, even if that amount is less than $500.
How does the HECS‑HELP discount work if I pay for my entire student contribution amount with an upfront payment?
If you are eligible for HECS-HELP and you make a full upfront payment to your provider of 90% of your student contribution for your course/s of study.
Example only - HECS-HELP discount for full upfront payment of 90% of student contribution amount
Matthew is an Australian citizen. He is enrolled in four courses of study for his Bachelor of Engineering and his total student contribution amounts for the semester will be $4,384. Matthew is eligible for a HECS-HELP loan but he wants to pay his entire student contribution amounts upfront. To do so, he only needs to pay his provider $3,945 ($4,384 - 10 per cent i.e. 90% of his total student contribution amounts for his units of study) by the census date (amount is rounded down to the nearest dollar).
How does the HECS‑HELP discount work if I pay only part of my student contribution upfront?
If you are eligible for HECS-HELP and you make a partial upfront payment to your provider of $500 or more for your course/s of study, you will receive a 10 per cent discount. This is known as the 'HECS-HELP discount'. This discount effectively increases the value of your upfront payment (refer to the following examples).
Example only - HECS-HELP discount for partial upfront payment of $500 or more
Grace is a permanent humanitarian visa holder. She is enrolled in four units of study for her Bachelor of Computing and her total student contribution amounts for the semester will be $4,384. Grace is eligible for a HECS-HELP loan, but she wants to pay half her student contribution amounts upfront ($4,384 ÷ 2 = $2,192) and use a HECS-HELP loan for the remainder.
As Grace's partial upfront payment is more than $500, she is also eligible for the HECS-HELP discount. Her upfront payment amount is multiplied by 1.1111 to determine the full value of her payment ($2,192 x 1.1111 = $2,435.53). The HECS-HELP discount has effectively increased the value of Grace's upfront payment, so she will only need to use a HECS-HELP loan for $1,948 (amount is rounded down to the nearest dollar).
For more information on the HECS-HELP upfront discount, please visit Study Assist
Invoices are the official notification indicating the amount students owe the University for tuition fees. All invoices are issued in Australian dollars.
As tuition fees are calculated based on individual enrolment, your invoice will normally be issued soon after you have enrolled.
All invoices for tuition fees are issued to students via ISIS. It is very important that you check your account frequently to ensure you're aware of your financial obligations.
As well as the points below, the understanding your invoice resources on this page may also be helpful.
- Changes to your enrolment made after an invoice is issued will not be reflected in invoices already issued, and a new invoice may not be issued subsequently. For a current fee balance see your 'Account Information' in ISIS.
- Commonwealth supported students who have elected to defer their student contribution to HECS-HELP will still receive an invoice indicating their student contribution amount. Students are able to pay a portion, or all, of their contribution amount up until the invoice deadline. Any outstanding amount after the census date will be automatically deferred.
- Students who have elected to defer their tuition fees to the FEE-HELP loan scheme will receive an invoice for information only - it does not need to be paid.
- Students planning to defer any part of their fees to FEE-HELP or HECS-HELP must provide the Student Central with their tax file number (TFN).
- Courses listed on an invoice do not necessarily reflect current enrolment. The invoice will only show courses that have been added or dropped in the relevant session since the previous invoice.
- Invoices for tuition fees are issued on a semester, trimester or session basis. You are not required to pay fees for an entire academic year up-front.
- All issued invoices, whether outstanding, paid or changed, remain in your ISIS account information for your records.
- Invoices must be paid by the due date indicated on the invoice or a late fee will be applied. Non-payment of fees or late fees will result in the cancellation of enrolment.
If you believe there is an error with your invoice, you should contact Student Central immediately.