Overseas student health cover duration & costs

It is a condition of an Australian student visa that the student holds valid overseas student health cover (OSHC) for the entire duration of their study in Australia. OSHC is a private health care arrangement which helps cover the costs of medical treatments should you get sick or have an accident.

Visa duration

A temporary student visa typically allows you to stay in Australia for the duration of your program. Dependent family members who come with you to Australia are usually able to stay the same length of time as you, but they cannot stay once you have left the country.

Your OSHC policy must cover the full period of your visa. Your student visa can be granted up to the maximum duration outlined in the table below.

Visa type

Duration of course

Duration of visa

573

10 months or less

One month longer than the duration of your program.

573

Longer than 10 months

Two months longer than the duration of your program.

573

Longer than 10 months and finishing at the end of the Australian academic year

Until 15 March of the following year.

574

10 months or less

Seven months longer than the duration of your course.

574

Longer than 10 months

Nine months longer than the duration of your course.

2016 indicative costs

Months duration Single ($) Dual Family ($) Multi Family ($)
1 54 142 211
2 107 283 422
3 161 425 633
4 214 566 844
5 268 708 1,055
6 322 850 1,266
7 367 982 1,455
8 412 1,114 1,643
9 458 1,246 1,831
10 503 1,378 2,020
11 548 1,511 2,208
12 594 1,643 2,396
13 644 1,813 2,666
14 694 1,982 2,935
15 745 2,152 3,204
16 795 2,322 3,474
17 845 2,492 3,743
18 896 2,662 4,012
19 946 2,832 4,282
20 996 3,002 4,551
21 1,047 3,172 4,820
22 1,097 3,342 5,090
23 1,147 3,511 5,359
24 1,198 3,681 5,628
25 1,249 3,833 5,861
26 1,301 3,985 6,093
27 1,352 4,138 6,325
28 1,404 4,290 6,558
29 1,455 4,442 6,790
30 1,506 4,594 7,023
31 1,558 4,746 7,255
32 1,609 4,898 7,487
33 1,661 5,050 7,720
34 1,712 5,202 7,952
35 1,764 5,354 8,184
36 1,815 5,506 8,417
37 1,895 5,824 8,827
38 1,975 6,141 9,238
39 2,055 6,459 9,649
40 2,135 6,776 10,059
41 2,215 7,094 10,470
42 2,295 7,411 10,880
43 2,375 7,729 11,291
44 2,455 8,046 11,701
45 2,535 8,363 12,112
46 2,615 8,681 12,523
47 2,695 8,998 12,933
48 2,775 9,316 13,344
49 2,837 9,529 13,650
50 2,898 9,743 13,956
51 2,960 9,956 14,262
52 3,021 10,169 14,568
53 3,082 10,383 14,874
54 3,144 10,596 15,180
55 3,205 10,809 15,486
56 3,267 11,023 15,792
57 3,328 11,236 16,098
58 3,389 11,449 16,404
59 3,451 11,663 16,709
60 3,512 11,876 17,015
61 3,582 12,012 17,278
62 3,652 12,147 17,541
63 3,722 12,283 17,804
64 3,792 12,419 18,067
65 3,862 12,555 18,330
66 3,932 12,691 18,592
67 4,002 12,826 18,855
68 4,072 12,962 19,118
69 4,142 13,098 19,381
70 4,212 13,234 19,644
71 4,282 13,369 19,906
72 4,352 13,505 20,169